Month: March 2018

What Is A Balance Transfer Credit Card?

What is a balance transfer credit card? A balance transfer pays off existing cards or loans by transferring them to an alternative credit card account. Using a balance transfer credit card is a good way of monitoring your balance, transfers and payments all in one place. It is a way to move debt from one card to another card as you could save yourself from incurring fines. If you take out a new balance transfer credit card, your new card provider will pay off your existing debt on behalf of you. You will then need to make payments to pay off the...

Read More

European Breakdown Cover

If you travel by car to Europe, it may be a good idea to purchase European breakdown cover as you will receive the same protection and assistance as you would in the UK. You will also get the extra cover for the following: 1. Cover before you leave the UK 2. Vehicle and passenger repatriation 3. Customs duty indemnity You have the choice of either adding European breakdown cover to your standard car insurance policy or purchasing a separate European policy for a particular trip. Most insurers provide these two options: Single trip: This is cover for a specific trip...

Read More

Annual Travel Insurance Reviews & Ratings

If you’re wondering who the best annual travel insurance provider is then you’re in the right place. To come up with this list of insurers we have analysed over 200 insurers as well as collated information from Which? Boughtbymany, TripAdvisor, MoneySupermarket and whole host of other sources. We don’t recommend individual providers, but if you are shopping for annual travel insurance, you should take a look at any of the following providers. Saga has excellent customer service, excellent value for money, their policy is unambiguous, and they are very good at dealing with queries. Saga scored 86%, the top...

Read More

Laptop Insurance | The Complete Guide

Laptops and other gadgets are integral to our study, work and play. We have come to rely on them in so many ways. However 65% of people in the UK do not have laptop insurance to cover them in the event of accidental damage, theft or breakdown. Many people believe that their laptop will be covered under their contents or travel insurance but this is not always the case. Accidental damage is not always included in policies and the excess that people are required to pay can often be much higher than it would be on a laptop specific...

Read More

Guarantor Loans Explained | The Complete Guide

If you have a poor credit history, or perhaps no credit history at all, it can be very difficult to access loans that require credit checks. An alternative to this is a guarantor loan. Guarantor loans enable people who are otherwise struggling to borrow money to access loans by naming a guarantor as security. These types of loans have been around for many years and in fact were the predecessor of bank loans as we understand them now. Prior to credit scoring, trust based guarantor loans were the norm. Since the recession, guarantor loans have made a comeback as...

Read More